All posts by James Stewart

The End of Valuable Social Security Strategies

On November 2, 2015, President Obama signed into law a federal budget agreement that will throw a wrench into retirement plans for many married couples. Two different Social Security “strategies” will take the brunt of it: file-and-suspend and restricted application. What is file-and-suspend? If you were born between 1943 and 1954, your full retirement age […]

3 Types of Special Needs Trusts You Need To Know About

Families with special needs children often are often concerned about how they can pass assets to their children without interrupting important public benefits, such as Medicaid. Supplemental needs trust, sometimes called special needs trust, can assist in protecting these very important benefits. There are three main kinds: 1) third party supplemental needed trust 2) self-settled […]

executing an estate

Executing An Estate: A Beginner’s Checklist

Becoming an executor of an estate is a huge responsibility – one that should be handled with extreme care and diligence. You will be in charge of cooperating with the probate court and tying up all loose ends. It may seem overwhelming at first, but don’t be intimidated. It’s important to establish good communication with all parties involved early, […]